Just as we rely on the patience and training of a 911 operator, or the skills and bravery of firefighters, paramedics or EMTs like you to run toward the crisis, you can rely on us to give back to you and your family when you need a place to call home.



It’s much more than fighting fires, it’s rescues, people in crisis, natural disasters and major accidents. We have your back when you need to come home from facing the challenges of making everyone else’s life safer.



Just as we rely on the compassion and skills of registered nurses, LPNs, CNAs, doctors and other healthcare professionals like you to care for others, you can rely on us to give back to you and your family when you need a place to call home.



Like the lion, you stand watch protecting and serving our communities, keeping the peace, walking the thin blue line. We have your back when you need to come home from facing the threats and challenges in our communities every day.



Those who stepped up to protect the values and freedoms our country was founded on, Just as we relied on your service to keep us free, you can depend on us to give back to you and your family when you need a place to call home.


Just as we rely on the patience, knowledge and virtue of pre-K, K-12 and post-secondary teachers like you to educate the students, you can rely on us to give back to you and your family when you need a place to call home.




Heroes can be nominated from 5 hero categories above by co-workers, fellow heroes, family or friends for notable actions beyond the normal scope of duties and/or extraordinary service to their community or an extended period. To nominate a hero, please email *protected email* or go to "Homes for Heroes Community Cares" Facebook page


Homes for Heroes provides real savings for the people who work every day to make our communities safer, cleaner and better places to live. Homes for Heroes is a network of real estate professionals and mortgage bankers prepared to give real savings to their communities’ Heroes when they buy or sell a home. This program is our way to say thank you.

Anyone can be a Hero! Our initial heroes have been firefighters, and public safety officers. However, there are many Heroes in our communities: health care professionals, military personnel, educators and educational support staff, youth workers, pastors and more. Tell us what you do for your community. When you are buying or selling a home, let us say thank you for all you do!

The total amount you save will depend on your final selling or buying price of your home in addition to reduced lender fees for any mortgage loan.

In order to receive the benefits of the cost savings through the Homes for Heroes program, you will have to work with a realtor affiliate and/or lender affiliate that is registered with the program.

None. Your name, a way to contact you, and what you do in your community ‐ that’s all we need to know.

The Homes for Heroes Promise:
‐ No extra forms.
‐ No red tape.
‐ No fine print.
‐ No hidden fees.
‐ No catch.

Formed in 2001, following the tragedy of September 11, 2001,and bolstered by a shared admiration for all the “heroes” employed as firefighter, emergency medical technicians and law enforcement officers, of group of Minnesota business owners created an innovative network called Homes for Heroes. This network was established to offer considerable savings to Heroes when they buy or sell a home. Since then, the program has expanded to serve even more workforce heroes: military personnel, educators and educational support staff, clerical professionals, health care professionals, and other every day heroes who provide quality services to their communities.

If you have signed any legal agreements with a realtor, you cannot lawfully work with a Homes for Heroes realtor. However, if you have not committed to a realtor I work with a team of amazing realtor affiliates that I can refer you to.

Yes! As a lender I can offer a wide variety of different loan types and programs as well as offering you the reduced lender fees. The realtors provide you with professional support in every aspect of buying or selling a home. Combined we are able to offer more savings than anyone else.

Absolutely! Homes for Heroes has strict Affiliate membership requirements to ensure you will be represented by the best of the best. Our Affiliates receive ongoing training to ensure they are current in how to provide you with the best possible service.

Signing up is easy! Simply click the link above to email me and answer a few questions and I will be in touch within 24 hours.

Homes for Heroes is a service made for you. I want you to rely me on me for savings now and in the future, so I’ll treat you in a way that will make you want to turn to me again. I want you to feel great about referring me to your friends and family. Still not convinced? I invite you to read about what some of my Hero clients have to say about their experience working with me below and on my social media:




Homes for Heroes was established shortly following the tragic events of 9/11 as a way to give back and say “Thank You” to our nation’s heroes. When heroes work with Homes for Heroes affiliate real estate agents and lenders, they receive discounts and Hero Rewards® which are easy ways for EMS, Firefighters, Healthcare Workers, Law Enforcement, Military (Active, Reserves and Veterans), and Teachers to save significant money when buying, selling or refinancing a home.

I have been in mortgage lending since 1998, starting first as a processor before becoming an originator. Having the operations background is a big advantage and has helped me become successful in all loan types. In 2013 I was approached to be a lender affiliate for Homes for Heroes and I jumped at the opportunity to be a part of this amazing program. My husband is “my why”, previously an active duty Air Force Firefighter and now a Department of Defense Firefighter, I quite often see the look on his face when he comes home and can tell that things may not have gone well. He helps people on their worst days, setting aside personal emotions to step up and aid a stranger.

This program is available everywhere in the United States, and because you are a hero and you may know a hero that would benefit from this program, I am proud to say that I am able to help heroes nationally as a licensed lender. Our community heroes, our firefighters, law enforcement, military members, teachers and healthcare workers, sacrifice so much to serve our community by putting others before themselves with very little recognition or thanks. That is why I am a Homes for Heroes affiliate, it is my way to give back and say Thank You. Heroes are the backbone of our communities and I want to do everything I can to make the mortgage process as smooth as possible. To all heroes, I care and am so grateful for all that you do.

Please reach out to me via phone call, text or email so that I may help you with any questions that you may have. I would be honored to earn your trust and business.

Thank you for your time, and once again I would like to thank you for your service! Because Service Deserves Its Rewards®!

Teresa Clark
Sr Mortgage Banker
NMLS# 870734



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